A financial plan primarily defines you, since you are the focus of the process. As such, therefore the results which you get from working with a Financial Planner are as much your responsibility as they are those of the Planner. In order to achieve your aim from your Financial Planning engagement, it’s imperative that you [...]

DEVELOP A PLAN Step by step planning towards achieving financial goals forms the very essence of creating an efficient and effective financial plan. Defining a brief outline for a financial plan requires addressing certain concerns like Achieving flexibility, liquidity and tax minimization. Achieving Flexibility: Developing or creating a financial plan requires deep understanding of your [...]

Investment Banks help companies and sometimes governments raise capital through equity or debt. Looking from the other side it helps investors find companies where they can invest for better return. Frequently, Investment banks also end up helping/advising their clients on how to manage their financial assets. All Investment Banks are not large “Banks” as the [...]

Financial Modeling is the basic tool for company valuations. And for building a financial model, one parameter you would need is stock beta for calculating cost of capital. For those of you interested in knowing how to calculate beta practically, here is a step by step approach. Beta = Covariance (stock returns with market returns) [...]

“This stock is highly volatile. Is this company more risky than the broad market?” Quotes like these are seen or heard when we are going through the newspaper or watching any business channel. How do we conclude if a company is riskier than the market? If it is riskier than the market then it should [...]

Anjan Das, an expert in higher education at the Ficci, agrees: “The number of people coming out of business education is certainly high, but the question is whether we are producing enough high-quality people.” This is an excerpt from Financial Times. To read the entire article click here.