Which Courses After 12th Commerce With High Salary Are in Demand Worldwide?

What is every commerce student’s dream? A respectful career, great global opportunities, and most importantly, a well-paying job. Now, how to make this a reality? Here’s the catch. In India’s competitive market, lucrative positions are limited. For every job opening, there is a pile of resumes fighting it out for the recruiter’s attention. The difference between an average salary and a rewarding, high-growth career lies in choosing the right professional course. Certifications like the US CMA, ACCA, and US CPA are popular as they help students cultivate globally recognised skills and a strong edge in the job market. These courses, after 12th commerce, with high salary expectations, can set you on the path to professional success. Ready to learn more? The path to a financially prosperous career is mapped out below.

High-salary courses after 12th commerce

1. CMA US

Are you aiming for something bigger than local opportunities? If so, and you want to apply to top players on the global stage, consider the US CMA. It is one of the top courses after 12th commerce with high-salary prospects. This credential offers an intense focus on management accounting, financial planning, decision-making, and strategic cost management. You learn and develop the skills companies need to make the right business moves. The best part is that you can complete this globally renowned program in a short duration of 6 months to a year.

Syllabus:

• Part 1: Financial Planning, Performance & Analytics
• Part 2: Strategic Financial Management

Eligibility requirement:

• You must become an IMA member.
• Students who have cleared the 12th year can take the CMA exams.
• They must complete their degree within seven years after passing the CMA exams.
• Two years of work experience is needed (before or after the exams are done).

Job opportunities after the US CMA:

US CMA professionals are trained to work in various roles that help businesses control costs, plan budgets, enhance performance, and make smart strategic decisions. You get to work in multinationals, Big 4 firms, consulting companies, manufacturing giants, and tech firms in India and abroad. Here are some notable job profiles for a US CMA holder.

• Management accountant
• Cost accountant
• Financial analyst
• Cost manager
• Cost controller
• Financial manager
• FP&A Specialist
• Business Strategy consultant

Is there a high salary-earning potential?

This is the part you’d probably love! CMA US professionals earn 30 to 60 per cent higher incomes than their non-certified peers.

• Entry level: Rs 6 lakhs to Rs 10 lakhs
• Mid-level: Rs 10 lakhs to Rs 18 lakhs
• Senior level: Rs 20 lakhs to Rs 30+ lakhs

Get the full US CMA syllabus breakdown here

2. CFA

Dreaming of a high-paying salary? The CFA charter can make you a formidable candidate for elite roles in investment banking, portfolio management, and global finance. The CFA is one of the best high-salary courses after 12th commerce. The course helps you develop deep financial expertise, advanced knowledge, and ethical professional integrity. It is widely regarded as the gold standard in finance in over 80 countries. Most students complete the CFA program in 2.5 to 3 years.

Syllabus:

• Level I: Builds a strong foundation in basic finance concepts, investment tools and ethics.
• Level II: The focus is on analysing assets, like equities, bonds, and derivatives.
• Level III: Emphasis is on portfolio management and wealth planning.

Eligibility requirement:

• You need a bachelor’s degree to clear the CFA course, but you can take the level 1 exam in your second year of graduation (if you are doing a three-year degree).
• 3 years of work experience (4,000 hours) is required and can be completed before, during or after the program.

Job opportunities after the CFA:

CFA charterholders help companies with M&A deals, fundraising, investment planning, and risk management. They work with the who’s who of finance in top firms such as Goldman Sachs, JP Morgan Chase, Morgan Stanley, Barclays, HSBC, and Citibank. Here are some notable job profiles:

• Investment banker
• Portfolio manager
• Equity research analyst
• Risk manager
• Wealth manager
• Financial advisor
• CFO

Is there a high salary-earning potential?:

If you’re a CFA charter holder with experience under your belt, you can expect the big bucks.

• Entry level: Rs 10 lakhs to Rs 15 lakhs
• Mid-level: Rs 15 lakhs to Rs 25 lakhs
• Senior level: Rs 30+ lakhs

 

3. ACCA

Want a finance career that goes beyond geographical borders? The ACCA could be your passport to a global accounting future. This globally recognised qualification is accepted in over 180 countries, ensuring you are an eligible candidate across the world. The ACCA is one of the top courses after 12th commerce with high salary opportunities. Students develop proficiency in accounting, finance, internal auditing, taxation, business law and risk management. The course offers a real-world, practical experience that helps you transform into a global specialist.

Syllabus:

• Applied Knowledge Level: This foundational level has three subjects: business and technology, financial accounting and management accounting.
• Applied Skills Level: a more in-depth section that includes financial reporting, performance management, taxation, and audit & assurance.
• Strategic Professional Level: You have two mandatory papers (Strategic Business Leader and Strategic Business Reporting), and can choose two out of four optional subjects.

Eligibility requirement:

• Students who have cleared their 12th year must have scored at least 65 per cent in English and Maths/Accounts. They should also have a minimum of 50 per cent in the remaining subjects.
• Graduates and professional certification holders, like the CA, receive exam exemptions.

Job opportunities after the ACCA:

Professionals can land high-paying and diverse roles in India and abroad. MNCs and international consulting firms are known to hire ACCA holders. Here are some notable job profiles for an ACCA professional:

• Management accountant
• Financial reporting specialist
• Tax consultant
• Internal auditor
• Finance manager
• Financial controller
• Strategic Advisor
• CFO

Is there a high salary-earning potential?

ACCA holders are qualified to work in top roles in various accounting and finance fields such as financial reporting, consulting, risk management and corporate finance.

• Entry level: Rs 6 lakhs to Rs 8 lakhs
• Mid-level: Rs 10 lakhs to Rs 20 lakhs
• Senior level: Rs 20 lakhs to Rs 30+ lakhs

Everything you need to know about the ACCA. At the click of a button.

4. FRM

If you want to be able to predict financial crises, identify potential risks before they blow up, and keep a company from losing billions, then the FRM course is right for you. This certification is a high-salary course after 12th commerce and is respected in the finance world. Students learn about risk management, credit risk, market risk and financial analysis.

Syllabus:

• Part 1: The basics of risk management
• Part 2: Applying knowledge to real risk situations

Eligibility requirement:

• The course is open to everyone: students, graduates, and working professionals.

Job opportunities after the FRM:

Companies need professionals who can predict impending financial disasters and protect profits. Here are some notable job profiles for an FRM professional:

• Risk analyst
• Risk manager
• Credit Card specialist
• Investment risk manager
• Quantitative risk analyst

Is there a high salary-earning potential?

FRM holders draw an attractive income due to the importance of their work.

• Entry level: Rs 6 lakhs to Rs 10 lakhs
• Mid-level: Rs 12 lakhs to Rs 20 lakhs
• Senior level: Rs 30+ lakhs

5. CFP

The career of a certified financial planner can be very rewarding if you love helping people plan their investments, financial goals, and secure their future. The CFP certification is the gold standard in financial planning and wealth management globally. It is one of the top high-salary courses after 12th commerce that teaches you everything you need to know about personal finance, from tax planning to estate management and retirement.

Syllabus:

• Investment Planning Specialist
• Risk and Estate Planning Specialist
• Retirement and tax Planning Specialist
• Integrated Financial Planning

Eligibility requirement:

• Any student who has cleared their 12th-year exam can apply.

Job opportunities after the CFP:

As the go-to person who helps individuals grow their personal wealth, save taxes, and plan for their financial goals, you can enjoy a very fruitful career. Here are some notable job profiles for a CFP professional:

• Financial planner
• Wealth manager
• Investment advisor
• Tax and estate planner
• Insurance consultant
• Portfolio manager

Is there a high salary-earning potential?

Experienced CFPs make their clients richer and are rewarded for it. In time, they could even run their own wealth management firm.

• Entry level: Rs 5 lakhs to Rs 8 lakhs
• Mid-level: Rs 10 lakhs to Rs 18 lakhs
• Senior level: Rs 18 lakhs to Rs 30+ lakhs

6. Digital marketing

If you love creativity and data-driven strategy, then digital marketing is one of the top courses after 12th commerce with high salary potential. In this field, professionals help businesses grow online, through social media, websites and search engines. Good digital marketers know how to make a new brand blow up on Instagram overnight, or understand how to use online data to attract new customers.

Syllabus:

Subjects include:

• SEO
• SEM / PPC
• Social media marketing
• Content marketing
• Web Analytics

Eligibility requirement:

• Any student who has cleared their 12th-year exam can apply.

Job opportunities after the digital marketing course

Once you are trained, you can run digital campaigns for your clients, work for giants like Google, Meta, and Amazon, or start your own digital marketing agency. Here are some notable job profiles for a digital marketing professional:

• Digital marketing executive
• SEO specialist
• PPC manager
• Social media manager
• Content strategist
• Email marketing specialist

Is there a high salary-earning potential?

Digital marketing is this decade’s rising career star, ensuring you can earn a solid paycheque while helping businesses grow online.

• Entry level: Rs 3 lakhs to Rs 6 lakhs
• Mid-level: Rs 8 lakhs to Rs 15 lakhs
• Senior level: Rs 15 lakhs to Rs 30+ lakhs

7. Business Analytics

From e-commerce to finance to healthcare, every industry needs data gurus to transform raw financial data into strategically sound insights. The business analytics course teaches you how to analyse data, spot trends, and help companies grow.

Syllabus:

• The subjects include:
• Programming for analytics
• Business intelligence
• Statistics & probability
• Data visualisation

Eligibility requirement:

• Any student who has cleared their 12th-year exam can apply.

Job opportunities after the business analytics course:

You can work with tech giants, financial institutions, e-commerce companies, and consulting firms. Business analytics is a high-salary course after 12th commerce that can prove financially fulfilling. Here are some notable job profiles:

• Business analyst
• Analytics consultant
• Marketing analyst
• Operations analyst

Is there a high salary-earning potential?

As the person who has the answer every time a company asks, “What shall we do next?”, you will draw a lucrative salary in return.

• Entry level: Rs 4 lakhs to Rs 8 lakhs
• Mid-level: Rs 8 lakhs to Rs 15 lakhs
• Senior level: Rs 15 lakhs to Rs 30+ lakhs

 

How Proschool puts you on the fast track to high-paying jobs

There is a world of difference between having an ordinary job and building a rewarding, future-proof career. IMS Proschool helps you bridge that gap with the right skills, hands-on training, and industry exposure. The institute offers several courses after 12th commerce with high salary potential, helping students land lucrative roles in finance, business analytics, and global accounting. The professors are industry experts who use active learning methods, case studies, and real-world projects to enhance the study material. There are also several resources and facilities available to ensure you receive a well-rounded, comprehensive learning experience.

• Flexible learning modes are available; you can choose from classroom, online, or self-paced options.
• Proschool offers the latest, board-approved study material, case studies, mock tests, practice papers, question banks, recorded videos, and many other learning resources.
• The faculty provides doubt-clearing sessions, revision classes, and personalised mentorship to all students.
• You also receive significant career support through mock interviews, resume workshops, and Proschool’s exclusive job portal.

Conclusion

In today’s growing economy, commerce students have the platform to build high-income, internationally recognised careers. The key is to choose a certification that aligns with your strengths and long-term goals. The right training and practical exposure can help you become a top-notch professional. So, if you want to secure a future that offers a high level of income and job satisfaction, invest in yourself today and take the first step towards building your career.

FAQs

1. Which course after 12th commerce can lead to earning the highest salary?

Your high-paying options include certifications like the CFA, ACCA, CFP, FRM, and business analytics. These are highly acclaimed qualifications that will help you take your career to the next level.

2. Which course is considered the king of commerce?

There are a few programs that could be called ‘the king of commerce’. Courses like the ACCA, US CMA and US CPA offer professionals high-income opportunities and great career growth. They could fall in this description.

3. Which 6-month course is best after the 12th year?

There are a few short-term courses after 12th that could work well for you. Business analytics and digital marketing can be completed in this time frame. You can complete the two US CMA exams in six months, but you will need a degree and work experience, which will take longer.

4. Which course is best to get hired quickly?

The CFA, US CMA, ACCA, FRM, and CFP are highly reputed in the industry. These credentials are valued by recruiters and help professionals get hired quickly.

5. Which course has the highest salary after 12th commerce?

ACCA, CFP, and CFA holders can earn well once they get into the industry.

6. Which job pays a monthly salary of Rs 1 lakh in commerce?

In most cases, you will need a minimum of two years to reach this salary. The quickest way would be to do courses, like the US CMA, ACCA, US CPA, FRM and CFP.